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Considering third party liability insurance for drones under 20kg is important primarily because you might be held personally liable in the event of an accident or damage caused by your drone. Personal liability means that if your drone causes injury to a person or damage to property, you could be financially responsible for those damages. This coverage protects your assets and ensures that you can cover potential costs arising from such incidents.

While there are legal requirements and various other factors like flying location regulations and cost considerations that may influence a drone pilot's decision to obtain insurance, the fundamental protection against personal financial liability is the most compelling reason to seek this type of insurance. This safeguard provides peace of mind while operating the drone, allowing pilots to focus on flying safely and responsibly without the constant worry of the financial repercussions of an accident.